Financial means for non-lucrative residence
Non-lucrative cases stand or fall on means evidence. Learn what is usually accepted, how to calculate the household and which mistakes cause refusals.
Reviewed by the Abogados Watson legal team · 2026-09-04
How to prepare the evidence
- Identify the threshold for your household (IPREM references).
- Choose the source: savings, income, pensions or a mix.
- Provide statements with history, not only a one-day balance.
- Translate and legalise foreign documents.
- Keep the narrative consistent: you cannot plan to work in Spain.
- Include adequate health insurance.
- Plan renewal: means must be maintained.